Generally, an insurance agent will help you determine an appropriate coverage amount for the policy by examining some of the key costs your family will have in years to come, such as the cost of child care, education and the mortgage.

Another approach is to figure out how much income you’re expected to earn over your lifetime, while it might be tempting to think of life insurance in terms of a dollar amount, it makes more financial sense to tie that amount to a goal, like paying off a mortgage or college tuition.

If you need help discussing your situation for life insurance, you can contact me directly at or (877) 977-0157. Every client is different and we help you figure out the right policy to suit your needs. We have multiple products from multiple providers and we will guide you towards a solution that meets your specific needs.